Credit Counselors
Advise and educate individuals or organizations on acquiring and managing debt.
About the profession
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
How to Get Started
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Career Match Test →Explore the Career Path section to see progression from junior to senior
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Occupation on screen: Credit Counselors (O*NET 13-2071.00). Closed captions in English and Spanish. CareerOneStop (U.S. Department of Labor, Employment and Training Administration)
Personality Fit
Based on the Credit Counselors role, here are the RIASEC personality types that tend to thrive in this career. While these alignments are common, individual success depends on motivation, skill development, and finding the right work environment.
Social
Helping, teaching, working with people
Investigative
Research, analysis, problem-solving
Conventional
Organizing, detail-oriented, structured
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Career Path
Your career progression roadmap with salary growth at each level
Career Ladder
Junior Credit Counselor → Associate Credit Counselor → Senior Credit Counselor → Lead Credit Counselor
Where are you on this career path?
Click a level below to set your current position
Salary Growth
4
Levels
$75K
Top Salary
8+
Years
Learning Path
Skills you need to develop and courses to get there
🚀
Set your current level first
Go to the Career Path tab and select your current level to see your personalized learning plan.
Go to Career PathCareer levels
Timeline: 0-2 | Entry Level Base: $37,460 - $46,853/year With equity/bonuses: $41,206 - $56,224 Top markets (SF/NYC): $43,079 - $56,224 Execute core tasks using Speaking under…
Skills used in this career
Click any skill to see how to learn it and what salary boost it gives
Day in Life
Junior vs Senior, daily schedule breakdown
9am, Calculate clients' available monthly income to meet debt obligations. 10am, Explain services or policies to clients, such as debt management program rules, advantages and…
Income Dynamics
Conservative and aggressive scenarios for 10–15 years
Year 1: Entry level $26,222 - $42,168 Year 2-3: Junior level $46,853 - $53,433 Year 4-6: Mid level $53,433 - $57,932 Year 7-10: Senior level $57,932 - $68,920 Year 10+:…
Is this for me?
15 questions, answer honestly
You find the craft of a Credit Counselor genuinely interesting, not just a paycheck You enjoy working with Speaking and Reading Comprehension You communicate clearly with diverse…
💰 Salary Range
BLS OEWS, May 2023Half of U.S. workers in this occupation earn more than this, half earn less.
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Create Free AccountPersonality types that fit this career
Based on career-match data from our Result Library:
The % is JobCannon’s editorial fit rating (0-100) for how well a result suits this career — not a statistical prediction. How we rate each test’s validity →
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Related Reading
Related Holland / RIASEC Types